How Collaborative Helps:
Time & Cost

Why is a separation or divorce so expensive?

Separation or divorce often becomes expensive when someone is unwilling to negotiate in good faith or is trying to frustrate the other. 

Before collaborating, you and your spouse will each sign a participation agreement. In this agreement, you will each agree to be respectful in your negotiations and to work together to achieve a mutually acceptable out of court settlement. 

How can I control the cost of my separation or divorce?

Be mindful of other people’s time. Make reasonable choices. Acknowledge that you are responsible for the choices that you make. Avoid drawing a line in the sand. Come to the table with an open mind. Listen to what your spouse has to say.

Be prepared to compromise. You cannot reasonably ask your spouse to bend if you’re unwilling to bend.  

How long will my separation or divorce take?

The average time for a collaborative separation is less than one year. 

How will I pay for my separation or divorce?

Most professionals will require you to provide them with an initial retainer before they can assist you. You can have a conversation with your professional about payment options. 

What if my spouse declares bankruptcy?

If you are in the Collaborative Separation then your team of professionals will help you and your spouse work your way through the bankruptcy process.

If you have not started the Collaborative Separation then you need to speak to a lawyer right away because there are very important time limits. Generally, in Ontario, child and spousal support are not affected by a bankruptcy. Any claims to your spouse’s property, including a pension, are affected. Also, there may be joint debts and the creditor (like a bank or credit card company) might want you to pay the debt. Do not wait to talk to a lawyer once you find out. 

Will I lose my benefits if I separate or divorce?

It depends on the terms of the policy. Your collaborative team will research what the policy says and guide you through this process. Married spouses can usually stay on the other spouse’s benefits until a divorce. Common law spouses are usually unable to stay on the other spouse’s health benefits after a separation. 

Ready to get started with the collaborative process?

It all starts with finding a professional near you and reaching out for a consultation. You’re taking the first steps towards reaching a smart settlement to your seperation. 


Learn how the Collaborative Process can help you easily navigate your family financials after separation.


Understand the ways the Collaborative Process allows you to handle property & assets.


Collaborative Practice allows for couples to arrange a cohabitation agreement or marriage contract.


See how Collaborative Practice is the best option for protecting your children's best interests.

Time & Cost

Collaborative Practice has the benefit of a reduced time commitment and lower expenses.

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